The Ultimate Guide to Using BMO Harris Mastercard Gift Card for Hassle-Free Gifting

Are you tired of the stress that comes with finding the perfect gift for your loved ones? Look no further than the BMO Harris Mastercard Gift Card. This ultimate guide will show you how to use the gift card for hassle-free gifting, making your shopping experience a breeze. With this gift card, you’ll be able to give the gift of choice, convenience, and flexibility to your loved ones. Say goodbye to the hassle of gift-giving and hello to the joy it brings with the BMO Harris Mastercard Gift Card.

What is a BMO Harris Mastercard Gift Card?

A BMO Harris Mastercard Gift Card is a prepaid gift card that can be used anywhere Mastercard is accepted.

Where can I purchase a BMO Harris Mastercard Gift Card?

You can purchase a BMO Harris Mastercard Gift Card at any BMO Harris Bank branch or online through the BMO Harris website.

How do I activate my BMO Harris Mastercard Gift Card?

You can activate your BMO Harris Mastercard Gift Card by calling the number on the back of the card or by visiting the BMO Harris website and following the activation instructions.

Can I reload my BMO Harris Mastercard Gift Card?

No, BMO Harris Mastercard Gift Cards are not reloadable.

Can I use my BMO Harris Mastercard Gift Card for online purchases?

Yes, you can use your BMO Harris Mastercard Gift Card for online purchases as long as the website accepts Mastercard as a form of payment.

What happens if I lose my BMO Harris Mastercard Gift Card?

If you lose your BMO Harris Mastercard Gift Card, you should contact the bank immediately to report it.

Is there an expiration date for my BMO Harris Mastercard Gift Card?

Yes, BMO Harris Mastercard Gift Cards expire 5 years from the date of purchase.

2. With this card, you can give the recipient the freedom to choose their own gift, making it a more personalized and thoughtful present.

Report Download. How does the Gift Card work? The Gift Card is used just like any Mastercard debit card for purchases at millions of merchant locations in the United States that accept Mastercard. Is the Gift Card a credit card? No, the Gift Card is a single-load prepaid card and spending is limited to the amount remaining on the Gift Card. How do I activate the Gift Card? To activate your Gift Card you may either call or go to bmoharris. How do I use the Gift Card at merchants or retailers? The Gift Card can be used anywhere in the United States where Mastercard is accepted by merchants in-person. At merchants without keypads, give the Gift Card to the merchant and sign the receipt. If a purchase will exceed the available balance on your Gift Card, ask the merchant if you may use the funds on your Gift Card toward a portion of the purchase price and use another form of payment for the remaining amount of the purchase price. Can I make a purchase for more than the amount remaining on the Gift Card? You cannot spend more than the available balance on your Gift Card. However, if you know how much is left on your Gift Card, you can ask the merchant to split the transaction. The amount remaining on the Gift Card can be reviewed at bmoharris. Can I use the Gift Card at more than one merchant? Yes, as long as there is a sufficient amount on the Gift Card and the merchant accepts Mastercard payments. Can I use the Gift Card for online purchases? Yes, if the merchant accepts your Gift Card and processes the transaction in the United States. Make sure to register your Gift Card at bmoharris. The billing address may need to match the address you used to register your Gift Card. Can I add more money to the Gift Card? Money can only be added to the Gift Card at time of purchase. How long can I use the Gift Card? The expiration date is embossed on the front of the Gift Card. Upon expiration, the Gift Card is deactivated and you will not be able to use it again. Please take note of the expiration date on the front of the Gift Card and use the entire balance before expiration. Refer to your cardholder agreement for more details. What if I have a remaining balance after the Gift Card expires? On the date the Gift Card expires, it will be deactivated and you will no longer be able to use the Gift Card. Please take note of the expiration date on the front of the Gift Card and use the entire balance before it expires. If you have available funds on the Gift Card at time of expiration, please call the number on the back of the Gift Card for assistance. Unused funds may escheat under applicable state unclaimed property laws. What happens when I spend the entire amount on the Gift Card? The Gift Card will no longer be accepted as a form of payment. Any future transactions will be declined. How do I use my Gift Card to pay at gas stations and restaurants? Gas stations the best way to pay for gas station purchases is to hand the Gift Card to the attendant who will complete your transaction at the register. If you pay at the pump, the transaction may be declined. Restaurants verify that the Gift Card has enough funds to cover the purchase, plus enough to cover the tip, if applicable. If the amount on the Gift Card is not enough to pay the tip, tell the server you will pay the tip in another form of payment. How can I check the amount remaining on the Gift Card? You can check the amount remaining on the Gift Card and transaction history at bmoharris. What do I do if my Gift Card is lost or stolen? Call and provide the digit Gift Card number. The Gift Card will be closed and remaining balance will be issued, minus any applicable fees. What do I do if my Gift Card is not working? Does your Gift Card have sufficient balance to cover the cost of the purchase? Some merchants e. Yes Contact Customer Service at for assistance. No You may be able to split payments between your Gift Card and another form of payment to pay for the difference. Will I get charged a fee for using my Gift Card? We will not charge you a fee for using your Gift Card. Can I let someone else use my Gift Card? No, the Gift Card should be signed and used only by the recipient. The Gift Card is for domestic use only, which means that it can only be used for transactions processed within the United States. If you try to use your Gift Card for an international transaction whether initiated by you while traveling or by a foreign merchant for a purchase you make remotely from the United States , the transaction will be declined. Who can buy a Gift Card? The purchaser can authorize another person to use the Gift Card as long as the authorized user is of majority age and is a U. Funds on gift cards are not FDIC insured. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Lorem Ipsum is simply dummy text of the printing and typesetting industry.