Maximizing Your Ultimate Rewards Points The Best Gift Cards to Redeem
Written by Christopher Pupillo on February 7, 2023
In this guide, we’ll show you how to get the most out of your Ultimate Rewards points by redeeming them for gift cards. Whether you’re looking to save money on your next shopping spree, treat yourself to a night out, or travel the world, we’ve compiled a list of the best gift cards to help you maximize your rewards. With our tips, you’ll be able to make the most of your points and enjoy the ultimate user experience.
What are Ultimate Rewards Points?
Ultimate Rewards Points are a type of loyalty program currency offered by Chase Bank to its credit card holders.
How can you maximize your Ultimate Rewards Points?
To maximize your Ultimate Rewards Points, it’s important to choose the right gift cards to redeem.
What are some of the best gift cards to redeem with Ultimate Rewards Points?
Some of the best gift cards to redeem with Ultimate Rewards Points include Amazon, Best Buy, and Target.
How do you redeem Ultimate Rewards Points for gift cards?
To redeem your Ultimate Rewards Points for gift cards, log in to your Chase account and navigate to the rewards section.
Can you transfer Ultimate Rewards Points to other loyalty programs?
Yes, you can transfer your Ultimate Rewards Points to other loyalty programs, such as airline and hotel partners.
In conclusion, maximizing your Ultimate Rewards points by redeeming them for gift cards can provide a variety of benefits. Users have reported being able to stretch their points further and receive more value for their rewards. Additionally, the flexibility of gift cards allows users to choose from a wide range of retailers and experiences, making it easy to find something they truly enjoy. Finally, the ease and convenience of redeeming points for gift cards makes it a hassle-free way to enjoy the rewards you’ve earned.
We dont support this browser version anymore. Using an updated version will help protect your accounts and provide a better experience. Update your browser. It appears your web browser is not using JavaScript. Without it, some pages wont work properly. Please adjust the settings in your browser to make sure JavaScript is turned on. Not earning rewards? Apply for a Chase credit card with Ultimate Rewards today. Earn bonus points on select purchases and redeem for travel, gift cards, cash back and more. Use your points to pay for all or part of your eligible Amazon. Turn your rewards into a statement credit or a direct deposit into most U. Use your card and points to attend exclusive events curated around your passions with select cards. Transfer your points to any of our airline and hotel partners at full value with select cards. Here are just some of the perks you could get with Chase Ultimate Rewards. Remember to book your travel through Ultimate Rewards. Youll get competitive prices plus the flexibility to use your points, your card or both. Instantly redeem your points to pay for all or part of your eligible orders at Amazon. Please review its terms, privacy and security policies to see how they apply to you. Skip to main content Please update your browser. Please update your browser. Home Free credit score Financial Education. Credit Cards. Checking Accounts. Savings Accounts. Home Equity. Invest with a J. Morgan Advisor. Online Investing with J. Chase for Business. Commercial Banking. See all. About Chase J. Browse cards. Begin Carousel Explore the possibilities. Previous slide. Pay with Points Use your points to pay for all or part of your eligible Amazon. Gift Cards Shop over of your favorite gift card brands. Pay Yourself Back Choose to receive a statement credit on one or more of your eligible purchases. Travel Plan your next getaway, and use your points to help pay for it. Cash Back Turn your rewards into a statement credit or a direct deposit into most U. Experiences Use your card and points to attend exclusive events curated around your passions with select cards. Transfer to Travel Partners Transfer your points to any of our airline and hotel partners at full value with select cards. Next slide. Enjoy value, flexibility and choice. Ready to get away? Pay with points. Find something delicious. Start of overlay. Cancel Proceed.
It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership. Whether youre looking for a credit card that caters specifically to travel or business, or if youd prefer a simple but high earning cashback card, Chase has several great options to get you started earning Ultimate Rewards. When choosing a Chase card to earn Ultimate Rewards, we typically recommend applying for cards that require paying an annual fee as opposed to the cards with no annual fee, as the offers and reward earning opportunities tend to be better. We estimate points are worth around 2 cents apiece on average when transferred to a Chase travel partner. However, the value of your points varies by the type of card you own and how you ultimately redeem your points. Knowing the value of each point is only half the equation. Rewards rates among the available cards vary, and many cards offer higher rewards in particular spending categories. Redeeming your points for travel through the Chase travel portal is one of the best ways to get the most value out of your Ultimate Rewards. That means your Ultimate Rewards points that are usually worth 1 cent per point get boosted to 1. While the redemption rate varies by partner, we estimate you can get around 2 cents per point and possibly more by transferring to high-value partners. The value for cash redemptions with Ultimate Rewards 1 cent per point is high compared with programs like Membership Rewards , which is an added bonus. Gift cards Gift cards are another Ultimate Rewards redemption option. This one is pretty straightforward you can use your points to buy gift cards at a rate of 1 cent per point. However, Chase occasionally offers discounts for specific gift cards, which would offer you more value than the rate. Pay with points at Amazon By linking your Chase account to Amazon, you can use your Chase points to pay for purchases at checkout at a value of 1 cent per point. If used properly, these perks allow travelers to maximize their benefits significantly. Another benefit of this card is its consistently generous Chase sign-up bonus. These benefits bring the cards rewards rate to anywhere between 1. Youll also get complimentary Priority Pass membership , which is worth hundreds of dollars in itself. This membership will offer you access into luxury airport lounges around the world, making your travel experience much more enjoyable. While you can get more points with the cards weve described above, those offers require a bit more involvement.
